General Liability
Is commercial coverage designed to pay those sums that the insured becomes legally obligated to pay as damages because of “bodily injury” or “property damage” to which the insurance applies.
General liability insurance protection does not extend coverage for a number of other exposures including automobile liability, workers compensation, coverage for tools, equipment, and supplies, commercial crime coverage, professional liability exposures, and other areas.
Call and speak to our insurance team today at 1-800-998-0662.
Tools
Many contractors assume their general liability policy automatically extends coverage to tools, equipment and supplies purchased for your jobs.
Not so! Tools, equipment, and supplies must be added as a tool endorsement to your business policy or you must purchase inland marine coverage, especially with mobile equipment. For example you own a $25,000 bobcat and it is stolen. Without your bocat scheduled on your policy your general liability policy extends no protection to your business personal property
Call and speak to our insurance team today at 1-800-998-0662.
Commercial Auto
Commercial auto insurance is designed to cover your work vehicles for business use.
A mistake some contractors make is assuming their personal car insurance policy will extend coverage when using your vehicles for work. Some companies allow artisan useage if you are a 1 person contractor, your vehicle is registered to the contractor personally and not in the business name, and you do not allow employees or contractors to use your vehicles, and you do not have commercial signage on your vehicles.
Call and speak to our insurance team today at 1-800-998-0662 to see if you may qualify for artisan car insurance coverage.
Bonds
Bonds may be a necessary requirement to gain jobs in the construction industry. We offers all types of surety bonds.
No matter if you need bid, performance, payment, supply, or maintenance bonds we can help.
Call and speak to our insurance team today at 1-800-998-0662.
Tag Archives: Roofing Contractors Insurance Indiana
Roofing Contractors Insurance Indiana
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Contractors Insurance Indiana
Best Rates on Contractors Insurance Indiana are One Call or Click Away! If you are looking for the best options for contractors insurance in Indiana you have found the right company! Pathway Insurance Services, Inc. is a leading independent agency … Continue reading
Posted in Insurance for Contractors
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